Terms and Conditions


These terms and conditions govern your use of this website; by using this website, you accept these terms and

conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you

must not use this website.

You must be at least [18] years of age to use this website. By using this website and by agreeing to these terms

and conditions you warrant and represent that you are at least [18] years of age.

This website uses cookies. By using this website and agreeing to these terms and conditions, you consent to our

Predictvest PTY Ltd use of cookies in accordance with the terms of the Predictvest PTY Ltd privacy policy / cookies


License to use website

Unless otherwise stated, Predictvest PTY Ltd and/or its licensors own the intellectual property rights in the

website and material on the website. Subject to the license below, all these intellectual property rights are


You may view, download for caching purposes only, and print pages or OTHER CONTENT from the website for your own

personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

  • Republish material from this website (including republication on another website);
  • sell, rent or sub-license material from the website;
  • show any material from the website in public;
  • reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
  • edit or otherwise modify any material on the website; or
  • redistribute material from this website except for content specifically and expressly made available for


Where content is specifically made available for redistribution, it may only be redistributed within your


Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the

availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in

connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which

consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other

malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation

scraping, data mining, data extraction and data harvesting) on or in relation to this website without Predictvest

PTY Ltd express written consent.

You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without Predictvest PTY Ltd express written


Restricted access

Access to certain areas of this website is restricted. Predictvest PTY Ltd reserves the right to restrict access

to other areas of this website, or indeed this entire website, at Predictvest PTY Ltd discretion.

If Predictvest PTY Ltd provides you with a user ID and password to enable you to access restricted areas of this

website or other content or services, you must ensure that the user ID and password are kept confidential.

Predictvest PTY Ltd may disable your user ID and password in Predictvest PTY Ltd sole discretion without notice

or explanation.

User content

In these terms and conditions, “your user content” means material (including without limitation text, images,

audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to Predictvest PTY Ltd a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce,

adapt, publish, translate and distribute your user content in any existing or future media. You also grant to

Predictvest PTY Ltd the right to sub-license these rights, and the right to bring an action for infringement of

these rights.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not

be capable of giving rise to legal action whether against you or Predictvest PTY Ltd or a third party (in each case

under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or

actual legal proceedings or other similar complaint.

Predictvest PTY Ltd reserves the right to edit or remove any material submitted to this website, or stored on

Predictvest PTY Ltd servers, or hosted or published upon this website.

Notwithstanding Predictvest PTY Ltd rights under these terms and conditions in relation to user content,

Predictvest PTY Ltd does not undertake to monitor the submission of such content to, or the publication of such

content on, this website.

No warranties

This website is provided “as is” without any representations or warranties, express or implied. Predictvest PTY

Ltd makes no representations or warranties in relation to this website or the information and materials provided on

this website.

Without prejudice to the generality of the foregoing paragraph, Predictvest PTY Ltd does not warrant that:

  • this website will be constantly available, or available at all; or
  • The information on this website is complete, true, accurate or non-misleading.
  • Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in

    relation to any legal, financial or medical matter you should consult an appropriate professional.

Limitations of liability

Predictvest PTY Ltd will not be liable to you (whether under the law of contact, the law of torts or otherwise)

in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business

    relationships, loss of reputation or goodwill, or loss or corruption of information or data.

  • These limitations of liability apply even if Predictvest PTY Ltd has been expressly advised of the potential



Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to

exclude or limit; and nothing in this website disclaimer will exclude or limit Predictvest PTY Ltd liability in

respect of any:

  • death or personal injury caused by Predictvest PTY Ltd negligence;
  • fraud or fraudulent misrepresentation on the part of Predictvest PTY Ltd ; or
  • matter which it would be illegal or unlawful for Predictvest PTY Ltd to exclude or limit, or to attempt or

    purport to exclude or limit, its liability.


By using this website, you agree that the exclusions and limitations of liability set out in this website

disclaimer are reasonable. If you do not think they are reasonable, you must not use this website.

Other parties

You accept that, as a limited liability entity, Predictvest PTY Ltd has an interest in limiting the personal

liability of its officers and employees. You agree that you will not bring any claim personally against Predictvest

PTY Ltd officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out

in this website disclaimer will protect Predictvest PTY Ltd officers, employees, agents, subsidiaries, successors,

assigns and sub-contractors as well as Predictvest PTY Ltd.

Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will

not affect the enforceability of the other provisions of this website disclaimer.


You hereby indemnify Predictvest PTY Ltd and undertake to keep Predictvest PTY Ltd indemnified against any

losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid

by Predictvest PTY Ltd to a third party in settlement of a claim or dispute on the advice of Predictvest PTY Ltd

legal advisers) incurred or suffered by Predictvest PTY Ltd arising out of any breach by you of any provision of

these terms and conditions, or arising out of any claim that you have breached any provision of these terms and


Breaches of these terms and conditions

Without prejudice to Predictvest PTY Ltd other rights under these terms and conditions, if you breach these terms

and conditions in any way, Predictvest PTY Ltd may take such action as Predictvest PTY Ltd deems appropriate to deal

with the breach, including suspending your access to the website, prohibiting you from accessing the website,

blocking computers using your IP address from accessing the website, contacting your internet service provider to

request that they block your access to the website and/or bringing court proceedings against you.


Predictvest PTY Ltd may revise these terms and conditions from time-to-time. Revised terms and conditions will

apply to the use of this website from the date of the publication of the revised terms and conditions on this

website. Please check this page regularly to ensure you are familiar with the current version.


Predictvest PTY Ltd may transfer, sub-contract or otherwise deal with Predictvest PTY Ltd rights and/or

obligations under these terms and conditions without notifying you or obtaining your consent.
You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and



If a provision of these terms and conditions is determined by any court or other competent authority to be

unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable

provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the

rest of the provision will continue in effect.

Entire agreement

These terms and conditions, together with DOCUMENTS, constitute the entire agreement between you and Predictvest

PTY Ltd in relation to your use of this website, and supersede all previous agreements in respect of your use of

this website.

Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with the South African GOVERNING LAW,

and any disputes relating to these terms and conditions will be subject to the non-exclusive jurisdiction of the

courts of South Africa.


This document was created using a Contractology template available at http://www.freenetlaw.com.


You can contact Predictvest PTY Ltd by email on info@predictvest.co.za